After you finish spring cleaning your house this season set aside some time to spring clean your finances. May is a great time to review your expenses and put your financial house in order. Follow these easy steps to organize your documents, give your credit score a boost, spend less and save more. Go Paperless… Continue reading Get Your Finances in Order with These Spring Cleaning Tips
Have a son, daughter, niece, nephew, grandchild or godchild graduating this year? Whether they’re walking across the stage at the end of high school or college, they’re about to make a very big transition in their life. Big transitions come with big financial decisions. Whether you’re deciding whether or not to take out student loans… Continue reading Gift Your Grad Some Financial Smarts
If you work in schools, you’ve likely spent money out of your own pocket for the benefit of the children you work with. It’s not a requirement for your position, but we know that you care and that, overall, schools are underfunded—so it’s probably happened. The Educator Expense Deduction We have a little bit of… Continue reading The Educator Expense Deduction
It’s tax time again! Have you finished your taxes and are anxiously awaiting your return, or are you expecting to have to pay the government and want to hold of filing for as long as you possibly can? Trust me, I know how frustrating it can be to get your taxes done. That’s why I’m… Continue reading How to Save Money When Getting Your Taxes Done
This is it, people. 2017 is the year. In October, the first student loans under the Public Service Loan Forgiveness Program will be—well, forgiven. If you’ve been paying faithfully on your loans under this program over the past ten years, it’s an exciting moment. How Does One Qualify for PSLF? To enter the PSLF program,… Continue reading Do I Have to Pay Taxes When My Student Loans Are Forgiven?
Did You Know… The IRS receives about $950 billion per year in taxes from US Citizens and about $325 billion dollars is paid out in refunds. If you are getting a refund, you are paying too much in taxes. You do NOT want a big refund. The government does not need an interest free loan… Continue reading If You Haven’t Filed Yet, Read This!
Many people are busy filing their taxes and talking about what they are going to do with their tax refund. There was a lot of talk on the internet recently about a mom who used her refund to pay her rent for one year with her $5600 check. This single mom said instead of buying… Continue reading 9 Smart Things to Do with Your Income Tax Refund
Every time your employer distributes your paycheck or deposits money into your checking account they forward a little chunk of your earnings over to Uncle Sam. When tax season rolls around you may get to recoup those funds in the form of a tax refund. So what are the best ways to use that money?… Continue reading 5 Financially Savvy Ways to Use Your Tax Refund
Tax season is here and if you’ve been holding off on filing your taxes…well, we understand. Unless you have a CPA you always rely on, figuring out where to start when it comes to your taxes is a little complicated. Luckily, there are a lot of great companies and software programs out there that want… Continue reading Not Sure How to File Your Taxes? Visit These Sites
Many people set resolutions to get their finances in order with the new year. It’s a worthy goal, but it can be difficult to know where to start. We’ve identified four ways to tidy up your money in 2017. As long as you save before you spend, the process is simpler than you think! Beneath… Continue reading 4 Financial Goals for the New Year
At some point, this has topped all of our lists as a New Year’s Resolution. Come January 1st, we have money on the brain. After all, we’d just spend a lot of it on Christmas gifts, dusting off the credit cards, or just adding to a mountain of debt. Tax season is about to be… Continue reading How to “Keep” Your Resolution to Save Money
The holiday season has finally come to an end. As you prepare to put away your Christmas decorations and take down that ornament filled evergreen tree consider the best ways to prepare for the new year. You’ve probably already written your New Year’s resolutions and put a plan in place to meet your goals, but… Continue reading Six Tips to Help Pay Off Your Holiday Debt
We’re in the throes of shopping season and if you’re like me, the anxiety is setting in. THERE IS NO MORE MONEY TO GO AROUND! Here’s how to manage your temporary financial crisis. What to do now: If you find that you cannot avoid using a credit card this month (and who can), try making extra,… Continue reading Managing Your Holiday Finances
When you go out shopping, chances are you are going to buy most of the items you had intended as well as extra goods that you had not planned for. These extras will often leap into your cart and can cause a strain on your finances. Having a prepared list is more beneficial because it… Continue reading Is It Okay to Wander When Shopping or Should You Have a Prepared List?
Being part of a large family means there is a lot of love and fun to spread around. It also means you have to be able to budget when you’re shopping for a large family. There are many ways that we can get all the great things we all want and need without going broke.… Continue reading Budget Tips When Shopping for A Large Family
What You Can Do Now If you find that you cannot avoid using a credit card this month (and who can), try making extra, smaller payments on your card. For example, if you put $200 on your credit card, try increasing your payment this month by about half that. You won’t feel it as hard when… Continue reading Managing Your Holiday Debt Now
January is the month when everyone is resolving to save money. The problem? Holiday bills set you back. Far back. Before letting your bills pile up during the holiday season, follow these easy tips to avoid holiday debt. 1. Make your list and check it twice….now. One of the reasons we overspend during the holidays… Continue reading Getting Ahead of Your 2016 Holiday Debt
The fall months are typically when people get in trouble financially, mostly due to holiday spending. Maxing out credit cards and spending the rest of the year playing catch-up is not a fun cycle to repeat annually. You can make some changes to your daily habits and money monitoring practices to boost your finances a… Continue reading 5 Ways to Give Your Finances a Boost This Fall
Feel like your teenager is making all the major decisions around your back-to-school budget? You’re not alone. Perhaps contributing to this new trend is the old fact that peer pressure and branding have palpable effects on the everyday life of children in this age range combined with the new fact that fast-moving technology is increasingly… Continue reading How to Keep Your Teen’s Back-to-School Budget in Check
It’s summer! Put your kids to work by getting them to chores around the house and give them an allowance to begin a conversation about money. Experts say that children should be “earning” money, not just getting an allowance. The three piggy bank method This is an amazing way to teach your child to save–it… Continue reading Teaching Your Kids to Save the Right Way